Tampa Home Mortgage Expert

Helping you and your family achieve the dream of homeownership.

Apply Online Questions?
John Lamberg

John Lamberg

Area Manager

(813) 261-6320
NMLS #279761

Which Home Loan is Right for You?

3 of the most popular Tampa home loans we provide here at Mid America Mortgage Tampa are listed below. We've highlighted just a few of the key differentiators between these mortgage types that will help you understand which one may be best suited for your needs. If you'd like to learn more about all the Tampa home mortgage products we offer, please click below.

Conventional Home Loans Tampa

Typically a fixed rate home loan that allows the borrower to eliminate mortgage insurance once they hold >20% equity in their property.

  • Lower Rates
  • Flexible Terms
  • Fixed or Adjustable
Learn More

FHA Home Loans Tampa

This home loan program allows down payments as low as 3.5% of the purchase price, although you are required to pay mortgage insurance.

  • Lower Credit Requirements
  • Smaller Down Payment
  • Competitive Rates
Learn More

VA Home Loans Tampa

Reserved for those who serve our country. VA home loans offer 100% financing, low interest rates & don't require mortgage insurance.

  • 0% Down Payment
  • No Mortage Insurance
  • No Prepayment Penalties
Learn More

Calculate Your Mortgage

$

5%

1%

5%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.
$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly Mortgage Insurance $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.
$

0%

1%

5%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

What's Your Home Worth?

Renting Vs. Buying in Tampa January 13, 2021

Renting Vs. Buying in Tampa

With today’s low mortgage rates, there’s great opportunity for current renters to make a move into homeownership that stretches each dollar a little bit further. While the best timeline to buy a home is different for everyone, the question remains: Should I continue renting or is it time for me to buy? The answer depends […]

Easy Ways To Upgrade Your Tampa Home’s Curb Appeal January 5, 2021

Easy Ways To Upgrade Your Tampa Home’s Curb Appeal

A tidy, tasteful home will catch any buyer’s eye. That’s why many people put effort into fixing up—and even staging—the interior of their home before putting it on the market and hosting open houses. But did you know that an unkempt exterior could deter potential buyers from even setting foot in the door? That’s right. […]

Explaining Some Common Mortgage Programs December 26, 2020

Explaining Some Common Mortgage Programs

When you get a mortgage in , there are several options you can choose from, including FHA, VA, and USDA mortgages. The one you select will determine how big a down payment you’ll need, what credit score you should have and all the other requirements you’ll need to meet. But choosing the right mortgage product […]

Preparing Your Tampa Home for Winter December 18, 2020

Preparing Your Tampa Home for Winter

Cold weather is officially here, and you’ll likely want to ensure that your home is ready to deal with the ice, snow and cold temperatures. Just because everything seems to be in good shape now doesn’t mean that you won’t experience any problems over the course of the winter. Here are some repairs and inspections […]

X
Contact John Lamberg

John Lamberg - Area Manager

NMLS# 279761

(813) 261-6320

9216 Sunflower Drive Tampa, FL 33647

Get Directions